Term Life Insurance Company Quotes Online.
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Term Life Insurance or Temporary Policy Coverage Term life insurance policies
provide for life insurance coverage for a specified term of years for a
specified premium. The policy does not accumulate cash value. A term life
insurance policy is generally considered pure insurance, where the premium buys
protection in the event of death and nothing else. Term insurance premiums are
typically low because both the insurer and the policy owner agree that the death
of the insured is unlikely during the term of coverage.